The Indian MSME Sector in 2023: A Statistical Overview
Micro, small, and medium enterprises (MSMEs) are the backbone of the Indian economy, accounting for 33% of GDP and employing…
SRI Fund: Equity Infusion in MSMEs for Atmanirbhar Bharat
The Self-Reliant India Fund (SRI) is a government-backed fund that was set up in May 2020 as part of the…
Explained– RBI’s New FLDG Guidelines
The Reserve Bank of India (RBI) has recently issued fresh guidelines pertaining to First Loss Default Guarantees (FLDGs). These guarantees…
Benefits of Short-Term Credit for MSME Finance
India’s Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the country’s economy, contributing significantly to employment generation…
Cashflow lending Vs Asset-based lending
As the Indian MSME sector expands, there is a need for greater access to credit and working capital across the…
Supply Chain Finance Simplified: What, How, and Why
The lack of liquid funds has been a besetting issue for the MSME sector. Small businesses often lack the documentation…
How extension of ECLGS, LGSCAS initiatives will benefit MSME sector
The Emergency Credit Line Guarantee Scheme (ECLGS) and Loan Guarantee Scheme for Covid-Affected Sectors (LGSCAS) were launched in 2020 as…
NBFC with Branch Network and Embedded Finance
The BlinC Invest report released in December 2022 identified a number of white spaces in MSME lending that can be…
New-Age MSME Lending Models: POS Financing and Anchor-Led Supply Chain Finance
In December 2022, Mumbai-based VS firm BlinC Invest released its first MSME lending research report. As per this report, the…
How the Account Aggregator Framework Can Transform MSME Lending
Launched in September 2021, the Reserve Bank of India’s Account Aggregator framework has the potential to be a powerful tool…