Fintech Industry Trends to Watch in 2024
In 2023, India’s fintech startup scene experienced significant shifts, witnessing established players making strides amidst regulatory challenges. Looking ahead to…
Beyond Loans: How NBFCs Fuel India’s Economic Engine
Over the past decade, India’s GDP has grown from around $2 trillion in 2014 to $3.75 trillion in 2023, and…
The Indian MSME Sector in 2023: A Statistical Overview
Micro, small, and medium enterprises (MSMEs) are the backbone of the Indian economy, accounting for 33% of GDP and employing…
Explained– RBI’s New FLDG Guidelines
The Reserve Bank of India (RBI) has recently issued fresh guidelines pertaining to First Loss Default Guarantees (FLDGs). These guarantees…
Cashflow lending Vs Asset-based lending
As the Indian MSME sector expands, there is a need for greater access to credit and working capital across the…
How extension of ECLGS, LGSCAS initiatives will benefit MSME sector
The Emergency Credit Line Guarantee Scheme (ECLGS) and Loan Guarantee Scheme for Covid-Affected Sectors (LGSCAS) were launched in 2020 as…
NBFC with Branch Network and Embedded Finance
The BlinC Invest report released in December 2022 identified a number of white spaces in MSME lending that can be…
New-Age MSME Lending Models: POS Financing and Anchor-Led Supply Chain Finance
In December 2022, Mumbai-based VS firm BlinC Invest released its first MSME lending research report. As per this report, the…
How the Account Aggregator Framework Can Transform MSME Lending
Launched in September 2021, the Reserve Bank of India’s Account Aggregator framework has the potential to be a powerful tool…
MSME Credit: Cash Flow Lending and Invoice Discounting
One of the key issues that the Micro, Small and Medium Enterprise (MSME) sector is constantly grappling with is the…